Payment & Insurance Information

Supportive care, clear expectations

I aim to make the financial side of therapy as straightforward and transparent as possible, so you can focus on the work we’re doing together. Below is a breakdown of how payment and insurance typically work in my practice.

Session Fees & Payment

Payment is expected at the time of service. I accept:

We’ll discuss session fees during your consultation or first appointment so there are no surprises.

Cancellations & Missed Appointments

Life happens—but I do ask for at least 24 hours’ notice if you need to cancel or reschedule. Sessions canceled with less than 24 hours’ notice (or missed entirely) will be charged the full session fee. Please note that insurance companies typically do not reimburse for missed sessions.

No Surprises Act Notice (Good Faith Estimates)

You have the right to receive a Good Faith Estimate explaining how much your medical care is expected to cost.

Under federal law, health care providers are required to give patients who do not have insurance or who are not using insurance an estimate of expected charges for services. This estimate is provided before services are scheduled or upon request.

The Good Faith Estimate will include:

The expected cost of services based on the information available at the time
Any anticipated fees related to your care

If you receive a bill that is at least $400 more than your Good Faith Estimate, you may dispute the bill.

For questions about your right to a Good Faith Estimate, or to request one, please contact me directly.

You may also visit www.cms.gov/nosurprises or call 1-800-985-3059 for more information.

Insurance and
Out-of-Network Benefits

I am not a member of any insurance network, but many clients receive reimbursement through out-of-network benefits:

I provide a detailed receipt (a “superbill”) that you can submit to your insurance company.
Some insurance plans offer partial reimbursement for out-of-network mental health services.
In certain cases, insurance companies may approve a single-case agreement for coverage due to my specialized services.

I recommend calling your insurance provider to ask about your out-of-network mental health benefits. I’m happy to provide guidance on what to ask or how to navigate that conversation.

Need Help Navigating Your Options?

If you’re unsure how insurance might work or have questions about payment, I’m happy to walk you through it. My goal is to make sure the process feels manageable and respectful of your time and resources.